| S. No | Name of the Bank | Mean | t-Value | Growth Rate | |
| Before | After | ||||
| 1 | Punjab National Bank (1993) | 18353.30 (3814.39) | 28873.15 (3176.14) | 4.39 | 57% |
| 2 | Punjab National Bank (2003) | 60849.13 (11639.23) | 124496.70 (26020.00) | 3.80 | 105% |
| 3 | Bank of Baroda (2002) | 55947.98 (7764.30) | 88098.72 (16761.09) | 3.51 | 57% |
| 4 | Oriental Bank of Commerce (2004) | 37460.19 (7981.89) | 65171.34 (3442.20) | 3.24 | 74% |
| 5 | Bank of India (1994) | 20821.38 (3008.20) | 33781.53 (5915.49) | 3.28 | 62% |